I mean, I would assume that someone who doesn’t get a new enough car doesn’t have enough money to pay for commercial insurance. Also offering people rides on the street is a bad idea (because you can get robbed) and possibly illegal. This is just running an unlicensed taxi service. Gypsy cabs have been around for hundreds of years. It’s not a good idea.
It’s true. In Massachusetts they had to use the NE Patriots plane to hide a shipment of PPE from China and protect it with the national guard (state military force):
https://www.politico.com/news/2020/04/02/bob-kraft-patriots-plane-massachusetts-masks-160936
More details from other states:
https://www.snopes.com/fact-check/trump-admin-seizing-ppe/