This shouldn’t even be a question lol. Even if you aren’t worried about theft, encryption has a nice bonus: you don’t have to worry about secure erasing your drives when you want to get rid of them. I mean, sure it’s not that big of a deal to wipe a drive, but sometimes you’re unable to do so - for instance, the drive could fail and you may not be able to do the wipe. So you end up getting rid of the drive as-is, but an opportunist could get a hold of that drive and attempt to repair it and recover your data. Or maybe the drive fails, but it’s still under warranty and you want to RMA it - with encryption on, you don’t have to worry about some random accessing your data.

That’s an issue/limitation with the model. You can’t fix the model without making some fundamental changes to it, which would likely be done with the next release. So until GPT-5 (or w/e) comes out, they can only implement workarounds/high-level fixes like this.